Terms of Service

1. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction to use our Services. By using the Services, you represent and warrant that you meet these eligibility requirements.

2. User Accounts

• Registration: To access certain features, you may need to create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated.
• Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately at [support email] if you suspect unauthorized use of your account.
• Termination: We reserve the right to suspend or terminate your account at our discretion, including for violations of these Terms.

3. User Content

• Uploads: You may upload images, documents, or other materials ("User Content") to the Services. You retain ownership of your User Content, but you grant us a worldwide, non-exclusive, royalty-free, transferable license to use, store, process, display, reproduce, and distribute your User Content solely for the purpose of operating, improving, and providing the Services.
• Responsibility: You are solely responsible for your User Content. You represent and warrant that:
  • You have all necessary rights to upload and use your User Content.
  • Your User Content does not violate any laws, regulations, or third-party rights, including intellectual property, privacy, or publicity rights.
  • Your User Content is not unlawful, harmful, defamatory, obscene, or otherwise objectionable.
• Prohibited Content: You may not upload User Content that:
  • Contains viruses, malware, or other harmful code.
  • Infringes on intellectual property or trade secrets.
  • Promotes acts of terrorism, or otherwise calls for violence or abuse.
• Removal: We may, but are not obligated to, review, monitor, or remove User Content at our sole discretion, without notice, if it violates these Terms or applicable law.

4. Acceptable Use

You agree to use the Services only for lawful purposes and in accordance with these Terms. You may not:

• Use the Services to engage in illegal activities or promote harmful conduct.
• Attempt to gain unauthorized access to the Services, other accounts, or connected systems.
• Reverse engineer, decompile, or otherwise attempt to extract the source code of the Services, except as permitted by law.
• Use the Services to transmit spam, chain letters, or other unsolicited communications.
• Interfere with or disrupt the Services, including by introducing viruses or excessive usage that impacts performance.

5. Intellectual Property

• Our Content: All content, features, and functionalities of the Services, including but not limited to text, graphics, logos, algorithms, and software, are owned by us or our licensors and are protected by intellectual property laws. You may not use our content without prior written permission, except as allowed under these Terms.
• Feedback: If you provide feedback, suggestions, or ideas about the Services, you grant us a perpetual, irrevocable, royalty-free right to use and incorporate them without restriction or compensation.

6. Privacy

Your use of the Services is subject to our Privacy Policy [insert link], which explains how we collect, use, and protect your personal information. By using the Services, you consent to our data practices as described in the Privacy Policy.

7. AI-Generated Outputs

• Nature of Outputs: Our Services may generate outputs based on your inputs, such as text, images, or other data ("Outputs"). These Outputs are provided for informational or creative purposes and may not be accurate, complete, or suitable for all purposes.
• Ownership: Subject to your rights in your User Content, we own the Outputs generated by the Services. We grant you a non-exclusive, non-transferable license to use the Outputs for personal or internal business purposes, provided you comply with these Terms.
• Use Restrictions: You may not use Outputs in a manner that violates these Terms, infringes third-party rights, or is otherwise unlawful.

8. Third-Party Services

The Services may integrate or link to third-party services, websites, or content. We are not responsible for the availability, accuracy, or practices of these third parties. Your use of third-party services is at your own risk and subject to their terms and policies.

9. Disclaimers

• As-Is: The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
• Accuracy: We do not guarantee the accuracy, reliability, or completeness of the Services or any Outputs. You use the Services and Outputs at your own risk.
• Availability: We do not guarantee uninterrupted or error-free access to the Services and may perform maintenance or updates that affect availability.

10. Limitation of Liability

To the fullest extent permitted by law, we and our affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or relating to your use of the Services, even if advised of the possibility of such damages. Our total liability for any claim will not exceed the amount you paid us for the Services in the six (6) months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless us and our affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your use of the Services.
• Your User Content.
• Your violation of these Terms or applicable law.
• Your infringement of any third-party rights.

12. Termination

• By You: You may stop using the Services at any time.
• By Us: We may suspend or terminate your access to the Services at our discretion, including for violations of these Terms, with or without notice.
• Effect of Termination: Upon termination, your right to use the Services ceases, and we may delete your User Content and account data, subject to applicable law.

13. Governing Law and Dispute Resolution

• Governing Law: These Terms are governed by the laws of [Your State/Country], without regard to its conflict of laws principles.
• Disputes: Any disputes arising out of or relating to these Terms or the Services will be resolved through binding arbitration in [Your City/State], in accordance with the rules of [e.g., the American Arbitration Association]. You waive any right to participate in a class action lawsuit or class-wide arbitration.

14. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website or through the Services. Your continued use of the Services after the effective date of the updated Terms constitutes your acceptance of the changes.

15. Miscellaneous

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Services.
• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
• No Waiver: Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.
• Assignment: You may not assign your rights or obligations under these Terms without our prior written consent. We may assign these Terms without restriction.
• Force Majeure: We are not liable for any failure to perform due to causes beyond our reasonable control, such as natural disasters, wars, or government actions.

16. Contact Us

If you have questions about these Terms or the Services, please contact us at:

Email: bosley@insulalabs.com
Address: PO BOX TBD